OPay Security

Welcome to the OPay Security section of our website, where you can learn more about our approach in security and compliance for your OPay account.


Cybersecurity risks are real. You know about them as well as we do. We are aware how important it is to stay secure, especially when your finances are involved. We provide the tools which make your life easier but, at the same time, we want you to feel safe while using them. Your safety is important to us.


We believe in the 10th Immutable Law of Security: “Technology is not a panacea.” That is the reason why we are still improving our procedures, performing threat modeling, security reviews, and testing our product against any possible threats.

Our main activities are to continuously analyze risks, which could affect our users and to mitigate them before something wrong could happen. We use risk assessment methodology, which is consistent with PCI-DSS standards.

Moreover, we are aware that threats are not only purely technological but attackers can try social engineering techniques by attacking our employees. For this reason, we built the Continuous Awareness Training Programme, which helps our personnel gain and test their knowledge against possible security threats like phishing or stealing passwords.


On a regular basis, we manage and take care of all the details to give you the best and most secure version of OPay by:

  • Building a security culture across our company
  • Performing risk assessments
  • Maintaining procedures with due care
  • Reviewing and improving our processes and much more

Our efforts allowed us get a PCI-DSS Compliance Level 1 Certification. It is the ultimate proof that our product is being built and maintained in alignment with all security standards.


We create and improve our security for you! Our users’ security is our number 1 priority. That's why we built the OPay Security Team, whose focus is to check our systems daily, take care of our security environment and investigate any possible issues which may cause potential problems now or in the future.

We are aware that security is a continuous process and there's always something more we can do. In this case, this “something” is your contribution! Please help us build a better and more secure OPay by participating in our OPay Bug Bounty Programme. It is also a great opportunity to see your name in our Hall of Fame.

*Say goodbye to bank transfer fees! Transfer to bank accounts and OPay wallets for free.
**OPay will not charge you for any transaction done on the OPay app.

© 2021. OPay is a mobile money platform operated by OPay Digital Services Limited and licensed by the Central Bank of Nigeria. Launched in June 2018, the company has spread its services across all 36 states and the FCT in Nigeria with over 500,000 mobile money merchants. Unauthorised reproduction and/or redistribution of copyrighted materials on this website and OPay’s social media pages is strictly prohibited.

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