We are
Beyond Banking
We are Beyond Banking
OPay offers secure, easy, and affordable financial solutions. Enjoy fast transactions, incentives, and a reliable debit card. Simplify your finances and payments, all on one efficient platform.
With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
Making Financial Services More Accessible For You
Pay Your Utility Bills
Make your payments from the comfort of your homes or on-the-go. Pay for your cable TV, electricity, water, education, toll, tax, and more.Fast & Secure Transfer
With OPay, you can send money to other banks for free and receive money in real-time. All you need is a phone number to open an account.*Connect with Friends
Chat with family and friends on the app. Send money to them with zero charges through our wallet-to-wallet payment system.Offline Banking
No smartphone? No problem! Our USSD service is here to help you. Dial *955# on your phone to carry out any transaction.Savings
Start saving smartly with any of our savings products and get up to 15% interest returns per annum. Withdraw your money at your convenience.Easy, fast transactions
Goodbye to queues. OPay is the easiest and fastest way to make transactions and manage your finances without standing in long bank queues.
A better life with OPay
Add Money, Make Transfers,
Pay Bills
Live your life on your terms and without limits. With an
OPay account, you can add money to your wallet for free,
within seconds and start making transfers to other wallets
or any bank accounts for free.* Take control of how you
make your bill and utility payments.
Become an OPay Merchant
As an OPay Merchant, you have the power and control to make
as much money as you can while providing financial
services and helping your community grow. Join the OPay
family now, get a free POS and start to scale your
business. We offer the lowest charges in the market.
OPay Cards, Your Passport To The World
With our physical debit cards, you can make payments for goods, services and international subscriptions from your OPay wallet. Make offline or online payments seamlessly with your OPay card and partake in our Generous Reward Program.
We take your Security and Privacy seriously
Advanced fraud detection
Your data is stored and encrypted using strong cryptography. We scan our systems daily against security threats.Your money is safe with us
We are compliant with PCI DSS. Your transactions are always encrypted and secured.
Our Partners
Do you still have questions?
Check out our FAQ page to find answers to questions about our products and services.
Need more help? Reach out to us via Social media, Telephone or Email.
Our support team is always available to assist you.
Company
Resources
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Address
Alexander House, Otunba Jobi Fele Way, Alausa, Ikeja, Lagos
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